Catching the Dolly Express.
“Strange women lying in ponds distributing swords is no basis for a system of government. Supreme executive power derives from a mandate from the masses, not from some farcical aquatic ceremony.”
A good review by @SophiaFurber on the Monzo / overdraft ‘issue’, including a comment from me. They (correctly IMHO) let customers make their own decisions and support with tools / good advice. That’s why they have my business.